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Evolving Strategies to Improve Inforce Post-Level Term Profitability
simplified issue process in place may be able to direct insureds to a secure website and process the decision ... lines—permanent pricing data cannot be used as a direct proxy. Lastly, selective lapsation risk may be ...- Authors: George J Hrischenko
- Date: Feb 2015
- Publication Name: Product Matters!
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How Do You Bring New Insurance Products to Market? Five Insights from the Society of Actuaries Product Development Survey
How Do You Bring New Insurance Products to Market? Five Insights from the Society of Actuaries ... Figure 1 Which of the following best describes the primary focus of your organization’s life insurance product ...- Authors: Donna Christine Megregian
- Date: Nov 2017
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
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Comfort Food for an Actuary:Cognitive Testing in Underwriting the Elderly
under- written for an employer-sponsored long-term care insurance (LTCI) program between March 1995 and ... status in the record. In one study of office-based care, the record accu- rately reported only about 20 ...- Authors: Eric D Golus, Thomas Ashley, Laura Vecchione
- Date: May 2006
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Life Insurance>Underwriting - Life Insurance
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Annuitization Doesn’t Have to Be a Bad Word
Annuitization Doesn’t Have to Be a Bad Word Income i.e., immediate annuities are insurance products ... financial needs such as healthcare and long-term care, as well as estate preservation and other needs ...- Authors: Garth A Bernard
- Date: Mar 2006
- Competency: Strategic Insight and Integration>Big picture view
- Publication Name: Product Matters!
- Topics: Annuities>Payout annuities
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Pitfalls in Equity-Indexed Products
Pitfalls in Equity-Indexed Products Identifies some key pitfalls in developing equity-indexed ... to catego- rize policyholder behavior into two primary modes: Naïve mode: Buy as prices increase; sell ...- Authors: Anson Glacy
- Date: Mar 1998
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Product Matters!
- Topics: Annuities>Equity-indexed annuities
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Fixed Indexed Annuities: Recap … And What’s Next?
Fixed Indexed Annuities: Recap … And What’s Next? This article recaps the formidable changes ... rating 2. Ownership structure 3. Market share 4. Primary distribution channel In these graphs, each bubble ...- Authors: Guillaume Briere-Giroux
- Date: Feb 2015
- Publication Name: Product Matters!
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Summary of June 2009 NAIC/LHATF Meeting
(a subgroup of LHATF): There will be a long-term care survey sent to major writers regarding nonforfeiture ... mentioned that work is continuing on long-term care in a PBA environment. A new subgroup was formed ...- Authors: Donna Claire
- Date: Oct 2009
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Product Matters!
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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Product Matters, January 2002, Issue No. 52
development process, the following can be achieved: • Direct access to customer knowledge; • Ownership and buy-in ... combined reserve of the direct writer and the second company be that which the direct writer would have held ...- Authors: Brian King, Mary J Bahna-Nolan, Nancy Winings, Douglas Robbins, Eva Goldstein, DAVID MILLER
- Date: Jan 2002
- Publication Name: Product Matters!
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Key to Success in Life Insurance Product Development
own company. Methodology and Approach The primary goal of the Product Initiation, Development and ... at the participating companies included two primary components: a written question- naire and a set ...- Authors: Alice Kroll, Andy Ferris
- Date: Jun 2008
- Competency: External Forces & Industry Knowledge>Internal forces and business performance
- Publication Name: Product Matters!
- Topics: Actuarial Profession>Best practices
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Retooling For Success in the Post-Retirement Market
Retooling For Success in the Post-Retirement Market This article describes the opportunities ... life situations (effective longevity and long-term care insurance funding mechanisms). Reframing The Power ...- Authors: Steve Cooperstein
- Date: Feb 2012
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Pensions & Retirement